Direct Loans
$1,000 – $500,000
REI Oklahoma’s Direct Loan Program helps new and existing businesses get the funding they need—on terms that make sense. Whether you’re expanding operations, purchasing equipment, or covering day-to-day needs, this program offers a straightforward, supportive path to capital.
Excellent Option For
- Real estate purchases
- Construction or renovations
- Equipment or machinery
- Inventory and materials
- Working capital
Real Life Example
An Oklahoma-based excavating company needed to purchase additional equipment but couldn’t find a conventional lender offering a long enough repayment term. REI Oklahoma stepped in to provide a direct loan that gave the business both the equipment and the breathing room it needed to grow.
Project Breakdown | |
|---|---|
Total | $82,000 |
Equipment | $79,000
|
Professional Fees | $3,000 |
Financing Structure | |
|---|---|
Total | $82,000 |
Direct Loan (90%) | $73,800 |
Equity (10%) | $8,200 |
Let’s Take the Next Step – Together
Someone from our team will reach out to learn about your business, talk through your goals, and help you explore the funding options that fit where you’re headed.
REI Oklahoma does not discriminate on the basis of race, color, national origin, sex, disability, or age in its programs and activities and provides equal access to all. The following person has been designated to handle inquiries regarding the non-discrimination policies: Heidi McKnight, Human Resources, REI Oklahoma, 2912 Enterprise Dr., Durant, OK 74701, or (580)924-5094.