Lenders
Are you a Commercial Lender?
Let’s work together to meet the needs of Oklahoma businesses.
SBA 504 Loan for Lenders
- Strengthens lender loan portfolio, with a 50% loan-to-value ratio.
- With the fixed rate of the SBA 504, it lets you provide a more competitive rate on the first mortgage loan.
- Provides your borrower with a lower equity injection, allowing them to preserve their cash for working capital.
- Ability to offer creative financing.
SBA 504 25 Year Effective Rate
5.805%
SBA 504 Historical Note Rates
2024 | 2025 | 2026 | |
|---|---|---|---|
January | 6.366 | 6.517 | 5.997 |
February | 6.385 | 6.286 | 5.805 |
March | 6.285 | 6.246 | |
April | 6.695
| 6.437 | |
May | 6.555
| 6.397
| |
June | 6.354
| 6.376 | |
July | 6.206
| 6.377
| |
August | 6.045
| 6.237 | |
September | 5.765
| 6.027 | |
October | 6.076
| 6.067 | |
November | 6.325 | 6.007 | |
December | 6.134
| 5.968 |