Lenders
Are you a Commercial Lender?
Let’s work together to meet the needs of Oklahoma businesses.
SBA 504 Loan for Lenders
- Strengthens lender loan portfolio, with a 50% loan-to-value ratio.
- With the fixed rate of the SBA 504, it lets you provide a more competitive rate on the first mortgage loan.
- Provides your borrower with a lower equity injection, allowing them to preserve their cash for working capital.
- Ability to offer creative financing.
SBA 504 Effective Rate
6.027%
SBA 504 Historical Note Rates
2022 | 2023 | 2024 | 2025 | |
---|---|---|---|---|
January | 1.87372 | 4.88083 | 6.366 | 6.517 |
February | 2.25968
| 4.57813 | 6.385 | 6.286 |
March | 2.57423 | 4.93163 | 6.285 | 6.246 |
April | 3.43547
| 4.54767
| 6.695
| 6.437 |
May | 3.88065
| 4.66912
| 6.555
| 6.397
|
June | 3.95163
| 4.98196
| 6.354
| 6.376 |
July | 3.87069
| 5.23405
| 6.206
| 6.377
|
August | 3.70886
| 5.20398
| 6.045
| 6.237 |
September | 4.16385
| 5.46603
| 5.765
| 6.027 |
October | 4.96167
| 5.87909
| 6.076
| |
November | 5.05266
| 5.71824
| 6.325 | |
December | 4.62866
| 5.30472
| 6.134
|