Make a Payment

Lenders

Are you a Commercial Lender?

Let’s work together to meet the needs of Oklahoma businesses.

SBA 504 Loan for Lenders

  • Strengthens lender loan portfolio, with a 50% loan-to-value ratio.
  • With the fixed rate of the SBA 504, it lets you provide a more competitive rate on the first mortgage loan.
  • Provides your borrower with a lower equity injection, allowing them to preserve their cash for working capital.
  • Ability to offer creative financing.
Download Loan Application

SBA 504 25 Year Effective Rate

6.546%

Contact a Loan Officer Today

Want to learn more or have something in mind you’d like to discuss?
(800) 658-2823

SBA 504 Historical Effective Rates

2024
2025
2026
January
6.366
6.517
5.997
February
6.385
6.286
5.805
March
6.285
6.246
5.725
April
6.695
6.437
5.946
May
6.555
6.397
5.995
June
6.354
6.376
6.116
July
6.206
6.377
6.176
August
6.045
6.237
6.275
September
5.765
6.027
6.546
October
6.076
6.067
November
6.325
6.007
December
6.134
5.968